Why I Chose Real Estate to Achieve Financial Independence

Why did I choose real estate to achieve financial independence? It gives me more control over cash flow and ROI than I get from index funds.

My path toward financial independence is at odds with the majority of the financial independence/retire early (FIRE) movement. Many FIRE advocates stress investing their savings in the stock market – specifically index funds like VTSAX. Save until you have 25 times your annual spend stashed away, then withdraw 4% of the dividends annually. There are finer points like rebalancing your portfolio, but that’s it in a nutshell. It’s easy, effective, and once achieved, takes very little time from your day, leaving you with the opportunity to retire early and enjoy life. But this crowd typically would not use real estate to achieve financial independence.

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Maximize Happiness with Rational Minimalism

Rational minimalism allows us to maximize happiness everyday.

“The more we value things, the less we value ourselves”

Quote from Bruce Lee
Martial Artist, Instructor, Actor, Director, Philosopher; Founder of Jeet Kune Do

My partner’s sister-in-law is a self-proclaimed minimalist. Proudly placed on her entryway table is a sign that says, “Less house, more home.”

It’s awesome. Unfortunately you can barely see it behind all of the high-end decorative items also cluttering the table.

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